Making Life Easier with Online and Mobile Banking
What did we do before the Internet? Do you ever find
yourself asking this question? I remember when I was a little girl and would
ask my mom how to spell a word. She would tell me to look it up in the dictionary.
Sadly enough, I’m not even sure I own a dictionary today. When my son asks me a
question to which I don’t have an answer, I tell him to Google it.
The other day I was out and about and needed to deposit some
checks in my credit union checking account. I’m that person who never remembers
my account numbers. Never. But I am a wiz when it comes to remembering
usernames and passwords. Before I pulled up to the drive-up lane, I grabbed my
smartphone, logged in to online banking
and found the account number I was looking for. Just a few minutes later, I was
on my way to my next destination.
If you think about it, the internet has really
revolutionized the way we manage our money. I’m not just talking about paying
bills online or transferring money between accounts. I do everything online –
manage my accounts, pay bills, manage my credit card, check interest rates,
follow the credit union on Facebook. If I could, I would even deposit checks
online.
Now that NCU has mobile apps, everything is even easier. The
other day I needed to buy something and it was really close to payday. I wasn’t
sure if I had enough money in my account to pay for it with my debit card. Out
came my smartphone again, only this time, I didn’t have to surf the net. I
pulled up my mobile
app, transferred money from my other checking account and was good to go.
If I needed to, I could have contacted a branch office or found a nearby ATM –
all from the app on my phone.
When you were a teenager, did a parent or teacher show you
how to balance a checkbook? Did you watch your mom write a million checks every
month to pay bills? Did your mom or dad use an adding machine with a roll of
paper on it to keep track of their calculations?
It’s hard to believe that we’ve come so far in such a short
amount of time, but I encourage you to embrace it. Online banking and now
mobile banking has made everything easier. If you are not using everything
available in online banking, start doing it. If you haven’t yet downloaded the
mobile banking app, do it. Once you do, you will never look back.
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